Credit cards come in many types depending on your spending habits, lifestyle, and financial needs. Understanding the various credit card variants helps you choose the right one and maximize rewards. 1. Rewards Credit Card These cards offer points on every purchase. You can redeem the points for products, vouchers, travel, or cashback. 2. Cashback Credit … Read more
A credit card is a small plastic or metal card issued by a bank or financial company that lets you borrow money to make purchases. Instead of paying with cash, you use the card and repay the amount later, either fully or in parts. You are given a credit limit, which is the maximum amount … Read more
🧠 1. What Is a Credit Card? (Recap with Simplicity) A credit card is a small plastic or metal card that lets you borrow money from a bank to buy things now and pay later. Every time you swipe or tap your card, the bank pays the merchant, and you repay the bank later. There’s … Read more